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Pay over time with Affirm

4 biweekly interest-free payments can be automatically charged to your debit or credit card, with an initial payment on the day of purchase OR spread the cost of a purchase over $500 in easy monthly payments.

Rates will be up to 0-31.99% APR (where available and subject to provincial regulatory limitations). Subject to eligibility check and approval. A down payment may be required. See actual terms at checkout.

What is Affirm?

Affirm (formerly known as PayBright) is one of Canada’s leading installment payment platforms, providing shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online.

By selecting Affirm as a payment method at checkout, customers can enjoy their purchase immediately, while spreading their payments over time.

  • Prequalify before you buy

    Get your Affirm spending limit while you’re still shopping with no impact to your credit score.

  • Quick and convenient checkout

    Place your order quickly and easily by choosing Affirm as your payment choice at checkout. Simply enter a few details to get an instant decision. Then, complete your purchase.

  • Easy payments

    Affirm will automatically debit/charge payments using your preferred payment method. Available payment methods may vary depending on the payment plan selected.

  • Shop

    Browse All Eyes On Me and add your favourite finds to your shopping cart.

  • Select

    At checkout, choose Affrm as your payment method.

  • Get set up

    Use your mobile phone number and email to set up your Affirm plan within 60 seconds. Subject to credit approval.

  • Enjoy your purchase

    Confirm your payment plan and then you’re done! Enjoy your purchase today and break up the cost.

Frequently Asked Questions

Are there requirements to use Affirm?

Yes. You’ll need:
● To be the legal age of majority in the province or territory in which you reside
● To be a resident of Canada
● A Canadian bank account or Visa/MasterCard debit card (Your debit card must have the Visa or Mastercard logo). Other payment methods, including Visa, Mastercard, Amex or Discover credit card, may be available depending on the payment plan selected.
● An SMS-capable Canadian phone number
● To meet the minimum cart size required to use Affirm as a payment option at checkout

How do I sign up?

“If you basket is eligible for “Pay in 4” or monthly payments with Affirm, the option will be presented at checkout. After confirming your phone number, you’ll be sent an SMS message to confirm your identity. You’ll then enter a few details for an instant decision. If you’re approved, you will have the option to set up your payment method with Affirm and accept the terms of your payment plan.

Where can I use Affirm?

You can use Affirm on aeomeyewear.com.

Does Affirm do a credit check?

To learn more about Affirm and credit checks, please read this FAQ article on the Affirm help site

How do I make my payments?

Affirm will help you set up convenient, pre-authorized payments via your Canadian bank account or Visa/MasterCard debit card (Your debit card must have the Visa or Mastercard logo). Available payment methods may vary depending on the payment plan selected.

Which payment methods are accepted?

Affirm currently accepts Visa and Mastercard credit or debit cards. Debit cards must have the Visa
or Mastercard logo. Please note that prepaid cards are not accepted.

What if I can’t make a payment?

Please reach out to the Affirm team and they will be happy to look into the options available. You can contact them using this contact form.

Are there late or NSF fees?

Affirm does not charge any late or NSF fees. For more information on fees, please see this FAQ article on the Affirm help site.

How do returns work if I paid using Affirm?

Purchases made using Affirm are subject to All Eyes On Me's standard return
policy. Any returns will be processed by All Eyes On Me, and your Affirm balance
will be reduced, cancelled, or refunded accordingly. If the All Eyes On Me has
provided a refund to you via a gift card, you must still continue repaying your
installment plan in full. For information on returns, review All Eyes On Me’s return
policy here.

What if I need additional help with my payment plan?

For help with your payment plan or if you haven’t received your confirmation email, please contact Affirm via their website.

What if I get declined from using Affirm?

Please use an alternate payment method to complete your purchase.

How does Affirm work?

Affirm (formerly known as PayBright) is one of Canada’s leading installment payment
provider. When you use Affirm to pay at [MERCHANT]’s checkout, you can split your
purchase into 4 biweekly interest-free payments. To use Affirm as your preferred payment
choice at checkout:
1. Add items to your shopping cart as usual.
2. Choose Affirm at checkout and enter a few details for an instant decision.
3. “Confirm your payment plan and complete your purchase. Make your payments to Affirm while you enjoy your purchase.

Where can I find Affirm’s Terms and Conditions?

You can find them here.

How much can I spend with Affirm?

Affirm payment plans are available for orders from $200 - $10,000.

If the order total change, how does that affect my payments?

If your order total changes for any reason, your payment plan will be adjusted
accordingly.

When will my payments begin? And what if I have pre-order products?

Initial payment is due at the time of purchase. Please refer to the loan agreement for
all of your payment schedule information.

What if the order is canceled? Will I still be charged?

No, you will not be charged. If you’ve already made a payment to Affirm and are
owed a refund this may take up to 5-10 business days to appear on your bank
account or credit card statement. If you have any questions about the refund
process, please reach out to the Affirm team through this contact form

I still have questions.

For further information, please refer to the Affirm help center or get in touch here.

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Example of $200 purchase with Affirm

Here is an example for a $200 purchase at 0% interest over 4 payments with Affirm

  • Purchase Amount

    $200

  • Bi-Weekly Payment

    $50

  • # Of Payments

    4

  • Total Repayment Amount

    $200

  • Credit Rate (APR)

    0%

  • Total Cost of Borrowing

    $0

  • Total Interest Charges

    $0

Example of $800 purchase at 15% over 12 months

  • Purchase Amount

    $800

  • Monthly Payment

    $72.21

  • # of Payments

    12

  • Total Repayment Amount

    $866.48

  • Credit Rate (APR)

    15%

  • Total Cost of Borrowing

    $66.48

  • Total Interest Charges

    $66.48

  • *Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be up to 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Actual payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment on payment options. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. Financing offers may vary from time to time and may be amended or cancelled at any time. See https://helpcenter.affirm.ca for more information.